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(913) 391-5100
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Best Factoring Company in the USA

Your Trusted Partner in Factoring, Business Financing & Working Capital

Prime Factoring Solutions provides invoice factoring services and other customized financing solutions across various sectors, helping businesses navigate complex financial challenges.

Easy to qualify.

Competitive rates.

No hidden fees.

Same-day funding.

Welcome to Prime Factoring!

Whether you’re a small business owner or a large corporation, learn how prime factoring can empower your business growth and financial stability through tailored financial solutions.

Join Chad Dodge, owner of Prime Factoring, in this introductory video of our premier invoice factoring services.

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Dedicated Member

International Factoring Association

“Without the right support, businesses face legal issues, disruptions, profit loss, and added stress.“

Solution?

Tailored solutions for every business.

Prime Factoring prioritizes clear, straightforward partnerships, avoiding common issues like long-term contracts and generic services.
In this video, we shed some light on the crucial concept of the “cost of failure” when it comes to selecting a factoring provider.

Freight Factoring

Used by all types of logistic industries.

(IE – Freight Brokers, All Carrier Types, Short-line Rail)

We charge between 1-5% based on the shipper/customer creditworthiness.

The client gets the cash flow and eliminates the burden of collection and tracking of payments.

Optimize Your Cash Flow, Accelerate Your Operations

In the fast-paced and capital-intensive freight and logistics industry, maintaining steady cash flow is crucial. At Prime Factoring Solutions, we offer specialized factoring solutions designed to provide immediate access to working capital, ensuring your operations run smoothly and efficiently.
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Small Business Factoring

Used by all types of businesses that offer their customers a discount on quick payments.

(IE – 2%, net 10)

Boost Your Cash Flow, Fuel Your Growth

Small businesses face unique challenges, particularly when it comes to managing cash flow and credit Risk. At Prime Factoring Solutions, we offer customized factoring solutions that provide immediate access to working capital while improving your credit risk, enabling you to maintain smooth operations and invest in growth opportunities.

We step in and purchase the invoices at 2% and wait on the customers to pay on the normal 30-day term.

The business gets the cash flow at the discount they currently offer, and the factoring company makes the spread.
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Temp/Skilled Labor Factoring

Used by skilled and unskilled temp labor businesses.

We charge between 2 and 6 percent based on the creditworthiness of the customer, and the labor business gets their cash within 24-48 hours.

In the fast-paced and dynamic Skilled and Temp labor industry, managing cash flow can be a significant challenge. At Prime Factoring Solutions, we offer tailored factoring solutions that provide immediate access to capital, allowing you to focus on what truly matters: growing your business and supporting your workforce.
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Information Technology Factoring

Enhance Your Cash Flow, Drive Your Innovation

In the rapidly evolving information technology (IT) industry, maintaining robust cash flow is essential to staying ahead. At Prime Factoring Solutions, we offer specialized factoring solutions designed to provide immediate access to working capital, enabling you to focus on innovation and growth.

Used by all segments of the industry

As with any small business or small start-up, it’s difficult to get a LOC from a bank to help with cash flow.
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Janitorial and Commercial Cleaning

Used by a large segment of the industry

Essential in helping facilitate payroll funding and overcoming the stresses of cash flow management

Improve Your Cash Flow, Clean Up Your Finances

In the janitorial and commercial cleaning industry, consistent cash flow is essential to maintaining smooth operations and meeting client demands. At Prime Factoring Solutions, we offer tailored factoring solutions that provide immediate access to working capital, allowing you to focus on delivering exceptional cleaning services and growing your business.
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Security and Protection Industry

Used by a large segment of the industry

Essential in helping facilitate payroll funding and overcoming the stresses of cash flow management

Secure Your Cash Flow, Strengthen Your Operations

In the security industry, maintaining steady cash flow is crucial to delivering reliable services and ensuring safety. At Prime Factoring Solutions, we offer specialized factoring solutions designed to provide immediate access to working capital, enabling you to focus on protecting your clients and expanding your business.
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Services we offer.

Freight Factoring

Invoice Factoring

Temp / Skilled Labor Factoring

Small Business Factoring

Truck & Carrier Insurance Program

Back Office Solutions

Information Technology Factoring

Janitorial and Commercial Cleaning

Security and Protection Industry

Check our customer reviews.

★★★★★
The experience exceeded my expectations in every way. From the initial consultation to the seamless funding process, every step of the journey was handled with professionalism​

Olivia Reynolds
★★★★★
What truly impressed me about Prime Factoring was their commitment to understanding the unique needs of my business. They took the time to listen attentively to my concerns...

Jasper Mitchell
★★★★★
The experience exceeded my expectations in every way. From the initial consultation to the seamless funding process, every step of the journey was handled with professionalism​

Olivia Reynolds
★★★★★
What truly impressed me about Prime Factoring was their commitment to understanding the unique needs of my business. They took the time to listen attentively to my concerns...

Jasper Mitchell

Getting started with prime factoring is easy.

Start your path to a free consultation!

Once contact is made, we promise a seamless experience, starting with a free, no-obligation consultation.

During the initial assessment, we focus on understanding your business needs in depth. This is your opportunity to meet our professional and dedicated team, who are committed to finding the right solutions for your business challenges.
At Prime Factoring Solutions, we are not just about offering financial solutions; we are about building partnerships that support your business’s growth and success.
Let us provide you with the information and options necessary to make the best decision for your business’s future.
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Contact Us

Provide us with your full name, email address, phone number and a short message to discuss your needs.

That’s It!

We’ll be in touch with a free, no obligation quote.

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Chad B Dodge
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Meet the Owner:
Chad B. Dodge

Chad B. Dodge founded Prime Factoring Solutions in 2019 to provide new and underserved businesses with vital cash flow solutions. Under Chad’s leadership, PFS has funded more than $75 million in invoices and has doubled its portfolio each year.

In addition to Prime Factoring Solutions, he owns Chad Dodge CPA, LLC, a full-service accounting firm based in Kansas City, that provides exceptional tax, accounting, and consulting services to businesses, enterprises, and individuals.

Blog Section.

What Is Non-Recourse Factoring

What Is Non-Recourse Factoring?

February 24, 2026

Cash flow is vital for business health. Many companies use invoice factoring to improve it. This process turns unpaid invoices into immediate working capital. However,

Read More

Recent Blogs

More Blog Posts

FAQ's

Invoice factoring is a financial tool increasingly utilized by businesses seeking immediate cash flow solutions. One of the primary benefits of invoice factoring is its ability to improve cash flow. Instead of waiting for customers to settle their invoices, which can often take weeks or even months, businesses can receive a significant portion of the invoice amount upfront from the factoring company. This rapid infusion of cash can be crucial for covering operational expenses, investing in growth initiatives, or seizing new business opportunities without the constraints imposed by delayed payments.

This is only a sample answer.

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